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五种二维码支付方式支持。","source":{"name":"Stripe"},"links":{"site":"https://hot.yqspay.com/items/yk77qcih6006dpszsnsr5i0br","original":"https://stripe.com/cn/newsroom/news/stripe-marks-10-years-in-japan-with-new-products-to-accelerate-the-growth-of-digital-businesses"},"publishedAt":"2026-09-30T00:00:00.000Z","discoveredAt":"2026-09-30T04:12:16.282Z","category":"product","score":62,"selected":true,"reason":"Stripe 在日本十周年节点集中发布融资、跨境收款与本地支付方式新品，可观察其从收单向商户资金与合规服务延伸的路径。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/yk77qcih6006dpszsnsr5i0br"}},{"id":"wdjaqqm00zs1tdmgxn4h5grd0","title":"拉卡拉拟发行股份及支付现金购买广州市高富信息科技控股权，股票10月8日起停牌","originalTitle":"【拉卡拉：拟购买广州市高富信息科技有限公司控股权 股票10月8日起停牌】财联社9月30日电，拉卡拉(300773.SZ)公告称，公司正在筹划发行股份及支付现金购买广州市高富信息科技有限公司控股权事项。因有关事项尚存不确定性，公司证券自2026年10月8日开市起停牌，预计在不超过10个交易日内披露交易方案。","summary":"拉卡拉公告称，公司正在筹划发行股份及支付现金购买广州市高富信息科技有限公司控股权事项。因有关事项尚存不确定性，公司证券自2026年10月8日开市起停牌，预计在不超过10个交易日内披露交易方案。","source":{"name":"财联社 · 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并给出零成本铸造赎回与可预测交易费的定价结构，可对照现有稳定币跨境结算的成本模型。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/t5p2uyregy1z81sbkeivm2ybt"}},{"id":"jjawfhh18u4ez6btju1etl9bm","title":"龙江银行个人商户收单服务商采购项目（二次）中标候选人公示，拉卡拉列第一","originalTitle":"服务招标 龙江银行个人商户收单服务商采购项目（二次）-中标候选人公示 发布日期：2026-09-30","summary":"龙江银行个人商户收单服务商采购项目（二次）（招标编号 HTCL-ZB-261273）公示中标候选人，拉卡拉支付股份有限公司、嘉联支付有限公司、易生支付有限公司分列第一至第三，投标单价合计金额分别为0.139825万元、0.044万元、0.139225万元，工期均为自合同签订之日起3年。公示期为2026年9月30日9时至10月8日17时，公示期结束后招标人将依法确定排名第一的候选人为中标人。","source":{"name":"365trade · 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}","summary":"华泰证券、华创证券在完成业务协议签署和系统注册后，正式成为风伙台首批接入的证券公司，风伙台服务对象从银行类机构扩展至证券类机构。根据《金融机构非集中清算衍生品交易保证金管理办法》，银行业金融机构、保险业金融机构和金融控股公司的变动保证金要求已于2026年9月1日起正式施行，证券公司虽非直接适用对象，但与受规管机构开展非集中清算衍生品交易时同样落入保证金要求范围。","source":{"name":"上海清算所"},"links":{"site":"https://hot.yqspay.com/items/ezkf2916akgxjkad3xu6oo7qq","original":"https://www.shclearing.com.cn/xwgg/xwdt/202609/t20260930_1876850.html"},"publishedAt":"2026-09-30T00:00:00.000Z","discoveredAt":"2026-09-30T07:32:42.486Z","category":"scheme","score":62,"selected":true,"reason":"风伙台服务对象从银行类机构扩至证券类机构，双边清算保证金管理流程实现标准化与自动化。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/ezkf2916akgxjkad3xu6oo7qq"}},{"id":"dvrjshxjwyjhzz3frqieuzsnh","title":"Stripe 宣布收购嵌入式金融产品平台 Parafin","originalTitle":"2026年9月30日","summary":"Stripe 宣布已达成协议收购嵌入式金融产品平台 Parafin，后者为 DoorDash、Gusto、Jobber、Mindbody 等平台的小微企业客户提供信贷产品。","source":{"name":"Stripe"},"links":{"site":"https://hot.yqspay.com/items/dvrjshxjwyjhzz3frqieuzsnh","original":"https://stripe.com/cn/newsroom/news/stripe-agrees-to-acquire-parafin"},"publishedAt":"2026-09-30T00:00:00.000Z","discoveredAt":"2026-09-30T16:13:39.133Z","category":"institutions","score":62,"selected":true,"reason":"Stripe 收购嵌入式金融平台 Parafin，把信贷能力接入其平台生态，可观察平台型收单机构向商户信贷延伸的路径。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/dvrjshxjwyjhzz3frqieuzsnh"}},{"id":"m0fng4jo5ikspjx78oqonsm07","title":"PayPal 调查：55% 美国消费者用过或考虑过 BNPL，Etsy 与 Payoneer 续签卖家代付协议至 2029 年","originalTitle":"\"\"","summary":"PayPal 2026 假日购物调查访问 2,005 名美国成年人，36% 表示今年假日购物会重视设定并遵守预算，55% 的消费者用过或考虑过 BNPL，其中 75% 计划或考虑在本假日季使用。","source":{"name":"Digital Transactions · 2"},"links":{"site":"https://hot.yqspay.com/items/m0fng4jo5ikspjx78oqonsm07","original":"https://www.digitaltransactions.net/eye-on-e-commerce-many-eye-bnpl-payment-this-holiday-season-etsy-renews-seller-payout-deal/"},"publishedAt":"2026-09-29T16:00:00.000Z","discoveredAt":"2026-09-30T16:13:44.217Z","category":"industry","score":42,"selected":true,"reason":"PayPal 假日消费调查显示 55% 消费者用过或考虑过 BNPL，可对照预算收紧下的分期支付渗透变化。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/m0fng4jo5ikspjx78oqonsm07"}},{"id":"grc50fpv1tdzyqu59i1pp25y2","title":"AppZen 推出 Autonomous Cards，为企业卡计划提供 AI 支付管控","originalTitle":"\"\"","summary":"AppZen 发布面向企业卡计划的 Autonomous Cards，可对接企业现有的采购卡、虚拟卡、车队卡等支付卡，由 AI 代理在交易进行中监控消费、识别可疑活动、核对公司政策并完成对账，计划于 10 月 26 日正式可用。","source":{"name":"Digital Transactions · 2"},"links":{"site":"https://hot.yqspay.com/items/grc50fpv1tdzyqu59i1pp25y2","original":"https://www.digitaltransactions.net/appzen-launches-autonomous-cards-for-ai-based-payment-controls/"},"publishedAt":"2026-09-29T16:00:00.000Z","discoveredAt":"2026-09-30T16:13:44.224Z","category":"product","score":45,"selected":true,"reason":"AppZen 将 AI 代理接入企业既有卡计划，在交易进行中完成政策校验与对账，可对照企业卡风控流程。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/grc50fpv1tdzyqu59i1pp25y2"}},{"id":"l45ghgo2nq8wb62tyic54khc4","title":"昆山农商银行2026年收单二维码牌项目采购结果公示，南京润潮中选","originalTitle":"昆山农商银行2026年收单二维码牌项目采购结果公示","summary":"昆山农商银行公示2026年收单二维码牌项目采购结果，中选供应商为南京润潮电子科技有限公司，品牌型号为新大陆VB80P，单价91.50元/个。该项目采用竞争性谈判方式，候选供应商还包括飞天诚信科技股份有限公司，数量按框架协议实际采购结算，公示期自公告发布之日起1个工作日。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/l45ghgo2nq8wb62tyic54khc4","original":"https://www.mpaypass.com.cn/news/202609/29205323.html"},"publishedAt":"2026-09-29T12:52:00.000Z","discoveredAt":"2026-09-29T13:15:19.421Z","category":"tender","score":55,"selected":true,"reason":"公示披露了收单二维码牌的采购方式、中选供应商与品牌型号单价，可对照同类终端采购的价格水平。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/l45ghgo2nq8wb62tyic54khc4"}},{"id":"y1lzstfm43usje7hho1a2sesv","title":"财付通降费让利政策再延一年，小微主体支付手续费9折","originalTitle":"财付通：降费让利政策再延一年，小微主体支付手续费9折","summary":"财付通发布《关于2026年降费让利续期公告》，将小微主体降费让利政策再延续1年，有效期至2027年9月30日。符合标准的小微企业、个体工商户及有经营行为的个人，支付手续费在微信支付官网公示标准基础上打9折，活动期间自动享受、无需额外操作。个人收款码用户方面，开通“物料商城”功能后通过个人收款码完成线下有效收款可获得积分，积分可兑换零钱提现免费额度和其他经营类权益。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/y1lzstfm43usje7hho1a2sesv","original":"https://www.mpaypass.com.cn/news/202609/29175027.html"},"publishedAt":"2026-09-29T09:44:00.000Z","discoveredAt":"2026-09-29T10:13:13.776Z","category":"institutions","score":62,"selected":true,"reason":"财付通将小微主体支付手续费9折与提现减免再延一年至2027年9月30日，符合标准的商户可自动享受。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/y1lzstfm43usje7hho1a2sesv"}},{"id":"msd91edfk4wk4mbyaa40nltg1","title":"Mambu 携手万事达卡，将 Mastercard Move 接入智能核心平台","originalTitle":"Mambu携手万事达卡，助力金融机构轻量化落地跨境支付服务","summary":"SaaS 银行平台 Mambu 与万事达卡达成战略合作，将万事达卡全球资金转移解决方案 Mastercard Move 接入其云原生核心银行与支付平台 Intelligent Core。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/msd91edfk4wk4mbyaa40nltg1","original":"https://www.mpaypass.com.cn/news/202609/29164348.html"},"publishedAt":"2026-09-29T08:38:00.000Z","discoveredAt":"2026-09-29T09:12:17.881Z","category":"institutions","score":55,"selected":true,"reason":"Mambu 把 Mastercard Move 接入云原生核心平台，为金融机构提供预制化接口，可对照跨境能力集成路径。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/msd91edfk4wk4mbyaa40nltg1"}},{"id":"rythc50ucdwkr64ipl7u61hbu","title":"北京银行信用卡中心启动2026-2028特惠商户快捷支付活动采购，预算42万元","originalTitle":"北京银行信用卡中心2026-2028特惠商户快捷支付活动采购项目公告","summary":"北京银行信用卡中心就2026-2028特惠商户快捷支付活动进行公开竞争性磋商，项目编号0702-2640CITCGZX149，预算420,000.00元人民币，项目期限为2026年10月至2028年10月，成交供应商数量1家。响应文件首次递交截止时间为2026年10月14日下午13:30，磋商文件发售至2026年10月8日16:00，售价500元人民币，不接受联合体响应。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/rythc50ucdwkr64ipl7u61hbu","original":"https://www.mpaypass.com.cn/news/202609/29155831.html"},"publishedAt":"2026-09-29T07:56:00.000Z","discoveredAt":"2026-09-29T09:12:17.893Z","category":"tender","score":55,"selected":true,"reason":"公告给出北京银行信用卡中心特惠商户快捷支付活动的预算、期限与响应截止时间，可供支付服务商评估投标窗口。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/rythc50ucdwkr64ipl7u61hbu"}},{"id":"zdgv01770sxdzu71g7xgokw4k","title":"银联国际与PVS合作在阿根廷推出银联数字化发卡服务","originalTitle":"银联国际与支付企业PVS合作，在阿根廷推出银联数字化发卡服务","summary":"银联国际与阿根廷支付企业Pago Virtual del Sur S.A.（PVS）合作，在阿根廷推出银联数字化发卡服务，这是阿根廷首次发行银联卡。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/zdgv01770sxdzu71g7xgokw4k","original":"https://www.mpaypass.com.cn/news/202609/29150914.html"},"publishedAt":"2026-09-29T06:31:00.000Z","discoveredAt":"2026-09-29T09:12:17.906Z","category":"institutions","score":60,"selected":true,"reason":"银联在阿根廷从跨境受理延伸到本地发卡，可观察其拉美本地化路径与数字卡跨境使用场景的衔接方式。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/zdgv01770sxdzu71g7xgokw4k"}},{"id":"hai1f1576ltwe2nls0yx08gl1","title":"银联国际与PVS在阿根廷首发银联数字卡，全球发卡市场增至86个","originalTitle":"阿根廷首发银联卡 银联全球发卡市场增至86个","summary":"银联国际与阿根廷支付企业Pago Virtual del Sur S.A.（PVS）合作推出银联数字化发卡服务，这是阿根廷首次发行银联卡，银联全球发卡业务由此拓展至86个国家和地区。","source":{"name":"中国电子银行网"},"links":{"site":"https://hot.yqspay.com/items/hai1f1576ltwe2nls0yx08gl1","original":"https://www.cebnet.com.cn/20260930/103006051.html"},"publishedAt":"2026-09-30T02:46:17.000Z","discoveredAt":"2026-09-30T03:26:16.826Z","category":"scheme","score":62,"selected":true,"reason":"银联在阿根廷首次落地本地发卡，从跨境受理延伸到卡片发行，可观察其拉美本地化路径。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/hai1f1576ltwe2nls0yx08gl1"}},{"id":"seeewdw068nw2uzw0b5r7elmk","title":"美国运通信用卡全球可受理商户突破1.9亿家","originalTitle":"美国运通信用卡全球商户覆盖超1.9亿家","summary":"美国运通9月28日宣布，其信用卡全球可受理商户数量突破1.9亿家，过去四年海外商户受理规模实现翻倍增长。公司信用卡账单业务额达4558亿美元，同比增幅9%；今年7月披露的季度营收为196亿美元，同比增长10%。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/seeewdw068nw2uzw0b5r7elmk","original":"https://www.mpaypass.com.cn/news/202609/29143122.html"},"publishedAt":"2026-09-29T06:22:00.000Z","discoveredAt":"2026-09-29T09:12:17.917Z","category":"institutions","score":57,"selected":true,"reason":"美国运通披露全球受理商户突破1.9亿家及四年海外受理翻倍，可观察其海外收单网络的扩张节奏。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/seeewdw068nw2uzw0b5r7elmk"}},{"id":"t8ghyyg81f6g29pn7ha9j7xtp","title":"Swift 推出别名支付 Pay by Alias，将手机号邮箱等收款标识用于跨境支付","originalTitle":"Swift推出“别名支付”（Pay by Alias），助力跨境支付如本地支付般便捷","summary":"Swift 于 9 月 29 日宣布携手全球金融社群推出别名支付 Pay by Alias，支持将境内支付系统记录的手机号码、电子邮箱及虚拟支付地址等常用收款标识安全映射到 Swift 支持的国际支付中。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/t8ghyyg81f6g29pn7ha9j7xtp","original":"https://www.mpaypass.com.cn/news/202609/29142200.html"},"publishedAt":"2026-09-29T06:17:00.000Z","discoveredAt":"2026-09-29T09:12:17.927Z","category":"scheme","score":73,"selected":true,"reason":"Swift 把手机号、邮箱等本地收款标识映射到跨境支付，可对照其 2026 年 6 月上线的新框架理解跨境体验的演进方向。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/t8ghyyg81f6g29pn7ha9j7xtp"}},{"id":"lm5m17la9y1trxjtd50ikxde1","title":"万事达信用卡盗刷事件进展：有银行内部启动自查，相关交易渠道采取管控措施","originalTitle":null,"summary":"多名万事达信用卡持卡人反映出现境外异常交易后，多家银行采取集中风控措施，包括暂停相关Apple Pay渠道交易并联系涉及异常交易的客户。9月29日多名持卡人向界面新闻证实已收到银行电话反馈，盗刷交易可以取消，没有实际经济损失。有城商行人士表示银行内部已排查并确认本行客户未受影响，同时对相关交易渠道采取管控措施；目前尚不清楚问题出现在银行、万事达卡组织还是Apple Pay哪一方。","source":{"name":"界面新闻 · 金融"},"links":{"site":"https://hot.yqspay.com/items/lm5m17la9y1trxjtd50ikxde1","original":"https://www.jiemian.com/article/15149645.html"},"publishedAt":"2026-09-29T04:38:00.000Z","discoveredAt":"2026-09-29T13:37:19.498Z","category":"risk","score":78,"selected":true,"reason":"事件呈现了万事达信用卡境外异常交易后银行自查、暂停Apple Pay渠道与换卡沟通的处置链条，可观察卡组织、银行与钱包三方责任边界。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/lm5m17la9y1trxjtd50ikxde1"}},{"id":"zreabylu87gk666lhvar5lmse","title":"韩国央行发布《2026年上半年国内支付结算趋势》：无卡移动支付日均1.789万亿韩元，同比增长10.6%","originalTitle":"韩国央行发布支付趋势报告，无卡移动支付业态保持高速增长","summary":"韩国央行9月29日发布《2026年上半年国内支付结算趋势》，韩国无卡移动支付业态保持高速增长。2026年上半年，包含简易支付在内的无实体卡支付日均交易规模达1.789万亿韩元，同比增长10.6%，其中银行卡简易支付日均交易额9410亿韩元，同比增长13.2%；同期线下实体刷卡日均交易额1.422万亿韩元，同比仅增长2.5%。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/zreabylu87gk666lhvar5lmse","original":"https://www.mpaypass.com.cn/news/202609/29122139.html"},"publishedAt":"2026-09-29T04:14:00.000Z","discoveredAt":"2026-09-29T10:13:13.814Z","category":"industry","score":58,"selected":true,"reason":"报告给出韩国无卡移动支付与实体刷卡增速的对比数据，可用于观察支付数字化替代的节奏差异。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/zreabylu87gk666lhvar5lmse"}},{"id":"yh8qqdq2pubys595ooo2qg14r","title":"农行甘肃省分行因EAST5.0数据报送不规范被罚200万元","originalTitle":"农行因EAST5.0数据报送不规范等被罚，多人负有责任","summary":"国家金融监督管理总局甘肃监管局9月18日公布的行政处罚信息显示，农业银行甘肃省分行因监管标准化数据（EAST5.0）报送不规范等违法行为被罚款200万元，王永峰、李泽生被警告并处罚款共计10万元，汪贻鹏、孔令旭、徐剑群被警告。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/yh8qqdq2pubys595ooo2qg14r","original":"https://www.mpaypass.com.cn/news/202609/29122134.html"},"publishedAt":"2026-09-29T04:14:00.000Z","discoveredAt":"2026-09-29T09:12:17.936Z","category":"license","score":62,"selected":true,"reason":"罚单显示EAST5.0报送不规范仍是银行合规重点，并列出同类罚单时间线供对照。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/yh8qqdq2pubys595ooo2qg14r"}},{"id":"on9s0bbnwh1imc2kblgysnnqz","title":"渤海银行启动数字人民币2.0智能合约系统与数币核心及场景应用两项采购","originalTitle":"渤海银行启动数字人民币2.0系统招标，智能合约和数币核心场景双线并进","summary":"渤海银行近日先后发布数字人民币2.0智能合约系统采购项目和数币核心及场景应用采购项目公告，前者编号BHGJ-2026-049A，由天津滨海国际招标发展有限公司代理，公告期至2026年10月9日。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/on9s0bbnwh1imc2kblgysnnqz","original":"https://www.mpaypass.com.cn/news/202609/29120957.html"},"publishedAt":"2026-09-29T04:08:00.000Z","discoveredAt":"2026-09-29T10:13:13.821Z","category":"tender","score":66,"selected":true,"reason":"渤海银行数字人民币2.0两项采购的资质门槛与技术指标，可对照观察运营机构核心系统建设的落地要求。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/on9s0bbnwh1imc2kblgysnnqz"}},{"id":"wzdy7688b8v554hz3i3b42s88","title":"巴中农商银行云喇叭采购项目成交，飞天诚信以37.78元/个中标1万个","originalTitle":"巴中农商银行条码支付辅助受理终端（云喇叭）采购项目成交公告","summary":"巴中农商银行条码支付辅助受理终端（云喇叭）采购项目（入围供应商第二阶段采购）成交，供应商为飞天诚信科技股份有限公司，成交金额377800.00元。主要标的为规格型号A204GW的云喇叭，数量10000个，单价37.78元/个。项目编号PRJ2026091400032，公告期限自发布之日起3个工作日。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/wzdy7688b8v554hz3i3b42s88","original":"https://www.mpaypass.com.cn/news/202609/29111433.html"},"publishedAt":"2026-09-29T03:12:00.000Z","discoveredAt":"2026-09-29T10:13:13.827Z","category":"tender","score":58,"selected":true,"reason":"公告披露了云喇叭采购的成交单价与数量，可对照同类条码支付辅助受理终端的采购价格水平。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/wzdy7688b8v554hz3i3b42s88"}},{"id":"dn00m5lqabsld8hmnev6b1hmf","title":"央行等八部门印发指导意见，支持金融机构探索AI在金融领域创新应用","originalTitle":"央行等8部门：支持金融机构深化数据资源开发利用，探索AI在金融领域的创新应用","summary":"中国人民银行、金融监管总局、中国证监会等八部门印发《关于金融支持服务业扩能提质的指导意见》，提出支持金融机构深化数据资源开发利用，探索人工智能等前沿技术在金融领域的创新应用，提升数字化金融服务能力。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/dn00m5lqabsld8hmnev6b1hmf","original":"https://www.mpaypass.com.cn/news/202609/29105837.html"},"publishedAt":"2026-09-29T02:56:00.000Z","discoveredAt":"2026-09-29T10:13:13.834Z","category":"regulatory","score":57,"selected":true,"reason":"八部门联合发文明确金融支持服务业方向，其中数据资源开发与AI应用、轻资产风控模型要求可供机构对照业务布局。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/dn00m5lqabsld8hmnev6b1hmf"}},{"id":"sdilxt8kvx18twvh3ef3wo2ey","title":"大象银行成为首家采用Mastercard Move支付方案的香港数字银行","originalTitle":null,"summary":"大象银行（原天星银行）9月29日宣布成为首家采用Mastercard Move支付方案的香港数字银行，客户可通过手机App发起跨境汇款。该服务支持17种货币，涵盖泰铢、印尼盾、菲律宾比索等新兴市场货币，可用港元、美元及人民币直接发起汇款并同步换汇，交易前展示汇率与费用明细。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/sdilxt8kvx18twvh3ef3wo2ey","original":"https://www.mpaypass.com.cn/news/202609/29104945.html"},"publishedAt":"2026-09-29T02:44:00.000Z","discoveredAt":"2026-09-29T10:13:13.842Z","category":"institutions","score":58,"selected":true,"reason":"香港数字银行首次接入Mastercard Move，可观察跨境汇款在结算货币选择与电子钱包收款上的产品设计。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/sdilxt8kvx18twvh3ef3wo2ey"}},{"id":"nhmgu0fh4tx1g4yiwylckbted","title":"横琴、澳门推进多边央行数字货币桥合作，金额超6000万元","originalTitle":"横琴、澳门积极推进多边央行数字货币桥合作，金额超6000万元","summary":"横琴与澳门积极推进多边央行数字货币桥合作，相关金额超6000万元。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/nhmgu0fh4tx1g4yiwylckbted","original":"https://www.mpaypass.com.cn/news/202609/29101309.html"},"publishedAt":"2026-09-29T02:07:00.000Z","discoveredAt":"2026-09-29T10:13:13.849Z","category":"industry","score":57,"selected":true,"reason":null,"attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/nhmgu0fh4tx1g4yiwylckbted"}},{"id":"rpi7xskeqxtjdpwzwnp3rlgar","title":"央行等八部门印发指导意见，深化数字人民币智能合约资金结算方案并推广数币达平台","originalTitle":"央行等8部门：深化数字人民币智能合约资金结算方案，推广数币达平台","summary":"中国人民银行、金融监管总局、中国证监会等八部门印发《关于金融支持服务业扩能提质的指导意见》，提出深化数字人民币智能合约在预付资金监管、消费券发放等方面的智能化、低成本优势，提供安全、高效、便捷的资金结算方案。文件还要求持续完善并推广应用多边央行数字货币桥与“数币达”（CBETS）跨境结算综合服务平台，多渠道为出海服务业企业提供高效率、低成本的跨境资金结算服务。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/rpi7xskeqxtjdpwzwnp3rlgar","original":"https://www.mpaypass.com.cn/news/202609/29100659.html"},"publishedAt":"2026-09-29T02:04:00.000Z","discoveredAt":"2026-09-29T10:13:13.856Z","category":"regulatory","score":78,"selected":true,"reason":"八部门指导意见明确数字人民币智能合约在预付资金监管与消费券发放的应用方向，并部署数币达跨境结算平台的推广。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/rpi7xskeqxtjdpwzwnp3rlgar"}},{"id":"dhn3trxqvm89zwrowg6o805bg","title":"万事达卡与丹斯克银行完成丹麦首笔AI智能体支付交易","originalTitle":"万事达卡AI智能体支付再下一城","summary":"万事达卡与丹麦丹斯克银行近期完成丹麦境内首笔由智能体自主执行的支付交易，消费者仅发出指令，智能体即通过万事达旗下平台Priceless完成咖啡品鉴会预订并用丹斯克银行发行的万事达卡付款，全程无需跳转网站或手动输入卡号。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/dhn3trxqvm89zwrowg6o805bg","original":"https://www.mpaypass.com.cn/news/202609/29100321.html"},"publishedAt":"2026-09-29T02:02:00.000Z","discoveredAt":"2026-09-29T10:13:13.862Z","category":"product","score":62,"selected":true,"reason":"万事达卡智能体支付在丹麦完成首笔交易，可对照其在欧洲多国的落地节奏与Agent Pay技术路径。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/dhn3trxqvm89zwrowg6o805bg"}},{"id":"kxqxdbe1nqma6fdzpy5abp5mk","title":"央行等八部门印发指导意见，提出完善支付服务、推进跨境支付互联互通","originalTitle":"央行等8部门：持续完善支付服务，推进跨境支付互联互通","summary":"中国人民银行、金融监管总局、中国证监会等八部门印发《关于金融支持服务业扩能提质的指导意见》，提出持续完善支付服务。文件要求健全覆盖城乡、便捷高效、风险可控的支付服务体系，推进支付便利化建设，并深化数字人民币智能合约在预付资金监管、消费券发放等方面的应用。同时提出加快建设多元化、多层次人民币跨境支付体系，推进跨境支付互联互通。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/kxqxdbe1nqma6fdzpy5abp5mk","original":"https://www.mpaypass.com.cn/news/202609/29094847.html"},"publishedAt":"2026-09-29T01:46:00.000Z","discoveredAt":"2026-09-29T10:13:13.868Z","category":"regulatory","score":62,"selected":true,"reason":"八部门联合发文明确支付服务完善方向，数字人民币智能合约与跨境互联互通被列为重点推进事项。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/kxqxdbe1nqma6fdzpy5abp5mk"}},{"id":"xhv4k6j2l56avvybx6m76kk95","title":"930大限倒计时：助贷API闭环终结，四大营销模式重排","originalTitle":"930大限倒计时：助贷\"API闭环\"终结，四大营销模式重排","summary":"八部门《金融产品网络营销管理办法》（八部门公告〔2026〕第9号）将于9月30日施行，助贷行业传统API获客闭环面临终结。调研显示，改造后的API链路、全流程H5及跳转持牌机构自营小程序与APP均被认为可行，前提是客户完整授权且核心风控、签约、资金划转留在持牌机构侧。","source":{"name":"未央网"},"links":{"site":"https://hot.yqspay.com/items/xhv4k6j2l56avvybx6m76kk95","original":"https://www.weiyangx.com/481396.html"},"publishedAt":"2026-09-29T01:11:50.000Z","discoveredAt":"2026-09-29T09:12:19.512Z","category":"regulatory","score":66,"selected":true,"reason":"梳理《金融产品网络营销管理办法》施行前助贷四大营销模式的整改难易与合规确定性排序，呈现两者方向性背离。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/xhv4k6j2l56avvybx6m76kk95"}},{"id":"dtcsv4omrst3tmdht1t61gpd9","title":"支付战争的三个新赛点：当Agent开始重排交易链","originalTitle":null,"summary":"文章梳理Agent支付正沿三条路径突破既有交易边界：一是服务从平台内走向跨机构跨服务商，如中国银联4月发布智能体支付开放协议框架APOP并完成5笔生产系统验证交易。","source":{"name":"未央网"},"links":{"site":"https://hot.yqspay.com/items/dtcsv4omrst3tmdht1t61gpd9","original":"https://www.weiyangx.com/481652.html"},"publishedAt":"2026-09-29T01:10:29.000Z","discoveredAt":"2026-09-29T09:12:19.526Z","category":"industry","score":62,"selected":true,"reason":"梳理Agent支付在跨机构服务、预设资金权限和B端资源采购三条路径上的探索，并指出责任划分与支付渠道竞争格局的变化。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/dtcsv4omrst3tmdht1t61gpd9"}},{"id":"aikt3hrqc4kywkrpcz435msu4","title":"美联储就支付稳定币监管框架两项提案公开征求意见","originalTitle":null,"summary":"2026年9月24日，美联储理事会就依据《GENIUS法案》建立支付稳定币发行人监管框架的两项提案公开征求意见。第一项提案要求发行人用短期国债等合格、高质量流动性资产对稳定币进行全额储备支持，并制定标准化资本要求、风险管理标准及储备资产托管规则，同时明确受美联储监管银行从事稳定币及相关活动的允许范围。","source":{"name":"未央网"},"links":{"site":"https://hot.yqspay.com/items/aikt3hrqc4kywkrpcz435msu4","original":"https://www.weiyangx.com/481605.html"},"publishedAt":"2026-09-29T01:07:53.000Z","discoveredAt":"2026-09-29T11:13:15.818Z","category":"regulatory","score":77,"selected":true,"reason":"美联储依据《GENIUS法案》就支付稳定币发行人监管框架提出两项提案，明确了储备资产、资本与申请流程要求。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/aikt3hrqc4kywkrpcz435msu4"}},{"id":"s0obixi1jotacaa2i12gc1qif","title":"Coinbase 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迎来自发布以来幅度最大的一次体验升级，结账主界面支持滑动切换银行卡并直接展示积分奖励、账户余额与先买后付选项。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/oupg5nhh230utahvgfd4syiyc","original":"https://www.mpaypass.com.cn/news/202609/29090522.html"},"publishedAt":"2026-09-29T00:58:00.000Z","discoveredAt":"2026-09-29T10:13:13.880Z","category":"product","score":62,"selected":true,"reason":"梳理了 Apple Pay 在结账界面、积分抵扣与线下共享上的具体改动，以及沃尔玛接入的落地节奏。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/oupg5nhh230utahvgfd4syiyc"}},{"id":"fm4akcm34i8m32dw7rqd2epi0","title":"济宁市落地首笔服务贸易项下数字人民币跨境汇款业务","originalTitle":null,"summary":"人民银行济宁市分行指导工商银行济宁分行通过多边央行数字货币桥，为企业办理向香港汇丰银行的服务贸易项下数字人民币跨境汇款，金额155万元，用于支付品牌运营服务费。该笔业务通过上桥划转、下桥解付两步流程实现数字人民币点对点直达清算，无需代理行多层中转。这是济宁市首笔服务贸易项下数字人民币跨境汇款业务，当地数字人民币跨境支付应用已覆盖经常项目与资本项目场景。","source":{"name":"移动支付网"},"links":{"site":"https://hot.yqspay.com/items/fm4akcm34i8m32dw7rqd2epi0","original":"https://www.mpaypass.com.cn/news/202609/29085246.html"},"publishedAt":"2026-09-29T00:49:00.000Z","discoveredAt":"2026-09-29T10:13:13.891Z","category":"industry","score":55,"selected":true,"reason":"多边央行数字货币桥在服务贸易项下的落地案例，呈现了不经代理行中转的点对点清算路径。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/fm4akcm34i8m32dw7rqd2epi0"}},{"id":"q57qvyqm250xr1s34f3kyyxy2","title":"Oracle 集成 Swift 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明确外汇领域行刑反向衔接办案规则","summary":"最高人民检察院与国家外汇管理局联合印发《外汇领域行刑反向衔接工作指引》，共18条，规范移送条件、管辖衔接、证据移送和转化、案件处理与反馈及长效机制。指引明确检察院向外汇管理部门移送案件原则上应符合外汇管理部门有管辖权、被不起诉人主体适格、有证据证明存在外汇违法行为、依法应给予行政处罚、未超过行政处罚时效、未因同一违法行为受过行政处罚等条件。","source":{"name":"国家外汇管理局 · 外汇新闻"},"links":{"site":"https://hot.yqspay.com/items/z8uw50on2dxuarnrhdbbkuc7r","original":"https://www.safe.gov.cn/safe/2026/0929/27936.html"},"publishedAt":"2026-09-29T00:00:00.000Z","discoveredAt":"2026-09-29T14:17:22.133Z","category":"regulatory","score":62,"selected":true,"reason":"指引共18条，明确了检察机关向外汇管理部门移送案件的六项条件与跨地域管辖争议处理规则，为外汇行政处罚衔接提供操作依据。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/z8uw50on2dxuarnrhdbbkuc7r"}},{"id":"qf8i1hx1kvlamkr8pcwtnfceo","title":"最高人民检察院与国家外汇管理局印发《外汇领域行刑反向衔接工作指引》","originalTitle":"外汇领域行刑反向衔接工作指引","summary":"最高人民检察院与国家外汇管理局联合印发《外汇领域行刑反向衔接工作指引》，自印发之日起施行。指引明确人民检察院对决定不起诉的案件，经审查认为被不起诉人违反外汇管理规定需给予行政处罚的，提出检察意见并移送外汇管理部门处理，移送需符合管辖、主体适格、证据充分、未超处罚时效等条件。外汇管理部门应自收到《检察意见书》之日起九十日以内书面回复处理结果或办理情况。","source":{"name":"国家外汇管理局 · 政策法规"},"links":{"site":"https://hot.yqspay.com/items/qf8i1hx1kvlamkr8pcwtnfceo","original":"https://www.safe.gov.cn/safe/2026/0929/27935.html"},"publishedAt":"2026-09-29T00:00:00.000Z","discoveredAt":"2026-09-29T12:17:16.496Z","category":"regulatory","score":62,"selected":true,"reason":"指引明确了不起诉案件移送外汇管理部门处罚的条件、材料与九十日回复时限，涉及外汇业务的机构可据此对照合规流程。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/qf8i1hx1kvlamkr8pcwtnfceo"}},{"id":"jl7q8gaj93gwrqsilq9vjv1h8","title":"财政部、中国人民银行、金融监管总局就实施居民购房贷款贴息政策答记者问","originalTitle":"财政部、中国人民银行、金融监管总局有关负责人就实施居民购房贷款贴息政策...","summary":"财政部会同中国人民银行、金融监管总局印发《关于实施居民购房贷款贴息政策的通知》（财金〔2026〕95号），对符合条件的首套住房商业性个人住房贷款给予年化1个百分点贴息，贴息期限最长5年，可贴息贷款规模最多100万元。","source":{"name":"中国人民银行 · 新闻发布"},"links":{"site":"https://hot.yqspay.com/items/jl7q8gaj93gwrqsilq9vjv1h8","original":"https://www.pbc.gov.cn/goutongjiaoliu/113456/113469/2026092917153548424/index.html"},"publishedAt":"2026-09-29T00:00:00.000Z","discoveredAt":"2026-09-29T10:13:13.733Z","category":"regulatory","score":62,"selected":true,"reason":"三部门以答问形式明确购房贷款贴息的适用条件、1个百分点贴息与经办流程，可据此判断房贷业务的贴息落地方式。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/jl7q8gaj93gwrqsilq9vjv1h8"}},{"id":"jh8kzr7uze3l05v8sqv3l7xr4","title":"华夏银行郑州分行收单业务外包项目中标结果公告，楚商数字科技等三家入围","originalTitle":"货物招标 华夏银行郑州分行收单业务专业化服务外包项目中标结果公告 发布日期：2026-09-29","summary":"华夏银行郑州分行收单业务专业化服务外包项目公示期满无异议，中标结果公告显示第一中标人为楚商数字科技股份有限公司，POS机具终端16.00元/台/月、虚拟终端8.50元/台/月；第二中标人为南京杰讯科技发展有限公司，报价18.00元/台/月与8.00元/台/月；第三中标人为河南锡润商务咨询有限公司，报价同为18.00元/台/月与8.00元/台/月。","source":{"name":"365trade · POS/受理终端招标"},"links":{"site":"https://hot.yqspay.com/items/jh8kzr7uze3l05v8sqv3l7xr4","original":"http://www.365trade.com.cn/jhwzb/877519.jhtml"},"publishedAt":"2026-09-29T00:00:00.000Z","discoveredAt":"2026-09-29T12:31:00.435Z","category":"tender","score":66,"selected":true,"reason":"公告披露三家入围机构的POS机具终端与虚拟终端月单价，可对照收单外包服务的终端计价水平。","attribution":{"name":"支付热点","url":"https://hot.yqspay.com/items/jh8kzr7uze3l05v8sqv3l7xr4"}}],"page":{"count":50,"hasMore":true,"nextCursor":"it3.eyJhIjoxNzkwNjQwMDAwMDAwLCJpIjoiamg4a3pyN3V6ZTNsMDV2OHNxdjNsN3hyNCIsImMiOiI5MmE3Y2NjYTBmMzkifQ"}}